This is the second article about the Nov. 15 Friends of the Crosby Memorial Library program called, “Getting ready for the old folks,” which focuses on what we all need to know as we get older.  Today we will look at the need for powers of attorney.  Now I’m not an attorney so what I say here is my individual understanding and may not be totally correct.  That’s why you need to attend the program.

So, why might we need such a legal instrument?

None of us knows what the future will bring.  We might be unable to tend to our affairs because of accident, severe illness or stroke.

Who will pay our bills, do our banking and make sure we are taken care of?  No one can “step into our shoes” unless we have authorized it while in a normal mental state.  However, if you have taken the proper steps, an adult you trust can make sure your affairs are tended to.

This can include any necessary medical care and treatment although medical directives are often separate documents from powers.

An important fact to know is that these powers end the instant you expire. So, what happens then?

Well, a new document or power must be in place to take over and that document is called, a last will and testament.

Do you have one?

Well, actually you do. If you pass on without a will written by you, the state will substitute one of its own and it may not be what you want.

We will discuss the subject of wills in a future article in this series, so look for it soon.

The Friends of the Library program will be on Nov. 15  from 2-5 p.m at the Crosby Memorial Library. It is free to all who attend and refreshments will be served.

By Randy Holland.